If you want to reschedule one or more loans, you can do so at another bank – that’s out of the question. It is even advisable to take this step, as a comparison of conditions often shows that the interest rates are cheaper for other banks than for yourself. You can apply for a loan elsewhere. The deciding factor for the Bank is first and foremost its ability to repay interest. The remainder is at the discretion of the bank.
Is the rescheduling also possible with another bank?
If you want to reschedule one or more loans, you can do so with another bank – that’s out of the question. It is advisable to go this way, because a comparison of conditions often shows that the interest rates are cheaper for other banks than yours. This is true not only for installment loans, but especially for mortgage lending.
So, if you are looking for an institution that offers a favorable debt rescheduling loan, you should definitely pay attention to the amount of the annual percentage. In particular, in the context of mortgage lending, it is expedient to repay the remaining debt through another bank. Because you usually get a better return here – and save a lot of cash.
Especially with large loan amounts with long maturity, as is the case with real estate financing, even the smallest interest differences make up the frying fat. Therefore, a precise and objective comparison of conditions is strongly recommended. Those who value their value for money should only reschedule through the institution they trust, provided they have one of the best interest rates.
The same applies to installment loans, overdrafts and other financing transactions: you should conclude the debt rescheduling loan with the financial institution at which you have the most favorable interest. With a installment loan, you can usually combine and reschedule loans – they can be used at will.
A loan from another bank?
For 8 years I live in Germany. I have not worked in Austria for health reasons until recently. About my life situation: I live in the house of my future parents and have the great luck that I have no rent …. The following are planned: 13000 – 15000 USD financing over 10 years with a maximum monthly rate of 200 USD.